Payments and Refunds: Purchases, Credits and Requests

Effective: October 17, 2026

1. Operator & Settlement

The website collects payments via PayPal; the server creates orders, verifies amounts and handles refunds and reconciliation. Prices, currency and delivery shown on the payment page prevail.

2. Products & Pricing

Product name, content, credits, duration, currency, tax-inclusive price, discounts and limits are shown on the payment page and store product page. Prices may differ by region, channel or promotion.

3. Payment Methods

  • Website: PayPal Checkout only, settled in USD.
  • CNY app: Alipay, settled in CNY.
  • Apple: in-app digital content uses Apple In-App Purchase.
  • Fateverse on Google Play (cn.zhiwo.app): consumable AI credit packs use Google Play Billing, with prices and currency shown by Google Play checkout.

4. Delivery & Credit Usage

Credits are granted after our server verifies the completed purchase with the payment provider. Pending payments do not grant credits. Repeated confirmation of the same purchase grants credits only once. For Google Play purchases, sign in to the app account used for the purchase and refresh the credit page to retry confirmation after an interruption.

Credits are deducted when you initiate a billable request; duplicate charges will be refunded after verification.

5. Refund Rules

  • Apple/Google: request refunds through the respective store, which applies its own rules.
  • Non-delivery or duplicate charge: refund or reissue after verification.
  • Digital content: virtual goods already delivered, unlocked or consumed are non-refundable without cause.

Non-store refunds are returned to the original payment method; timing depends on the payment provider. Statutory refund situations remain unaffected.

When Google Play revokes or refunds a credit-pack purchase, its credits are withdrawn once. If those credits were already spent, your paid balance may become negative; later purchases first offset that balance. Your statutory rights and Google Play refund rules remain applicable.

6. AI Readings

The service page shows the format, duration, time, price and cancellation rules. If a service is adjusted, you may negotiate rescheduling or a refund.

AI readings are produced from BaZi (Four Pillars), Zi Wei Dou Shu, Qi Men Dun Jia, Da Liu Ren, Qi Zheng Si Yu and TCM Wellness. TCM Wellness content covers constitution and seasonal care only: it is not a medical diagnosis or a prescription. If you have obvious discomfort or persistent symptoms, please see a doctor promptly.

7. Minors & Abnormal Transactions

Minors should purchase and use under guardian supervision. For fraud, money laundering or refund abuse, we may suspend delivery, verification and processing as permitted by law.

8. Contact & Disputes

Invoices are provided by the actual payee as required by law. Disputes should first be raised with the operator; if unresolved, you may seek help from the payment channel, consumer organizations or courts.

Support email: russell@wangqi.net